Start Date of Loan Type of Loans Amount Interest Rate Number of Years Payments per Year Number of Payments Payment Amount Principle Interest

Home Loan Amortization Schedule

Extra Ordinary Random Payments

Date Amount

Enter Values

Original Loan Amount ($)
Current Annual Interest Rate (%)
Loan Period (Number of Years) & Type of Loan
Number of Payments per Year
Start Date of Current Loan
Optional Extra Monthly Payments ($)

Loan Summary

Scheduled monthly payment ($)(Taxes & Ins. not included) 2,211.62
Scheduled number of payments 180
Actual number of payments 180
Total early payments ($)
Total interest ($) 138.092.49
Lender Name

Velocity Banking HELOC 1st Postion Loan

Extra Ordinary Payments

Date Amount

Pay Checks Per Year (use monthly numbers)

HELOC Loan 1st Postion Loan Amount ($)
HELOC Annual Interest rate (%) (6 month T-Bill + points)
Start date of HELOC Loan
Closing Costs for Heloc Loan (No Extra Charges)
(Note: Interest on the Loan is Figured on a Average Daily Balance)
Pay Checks Per Year (use monthly numbers)
Total Income Net Deposits Per Month ($)
(Note: T-Bill Adjusts Each Month)
Life Ins. Policy Loan Deposit (Home Loan payment) ($)
Starting Month for Life Insurance payments
Credit Card Cash Back (%)
Before After
Total expenses that includes Home Loan per month ($)
Current Home Loan payment (Principal & Interest) ($) 0.00
Life Ins. Premium Payment (Home Loan Payment) ($) 0.00
All Expenses (Including Property tax & Ins.) ($)

(Note : Life Insurance Payments are for 12 months before switching over to house payments)

Before After
Total Number of House Payments
Total Interest Paid ($)
Annual Income Inflation Rate (%)
Annual Expense Inflation Rate (%)

Male 31 (PNT) Rate

Life Insurance Face Amount
Life Insurance Cash Value
Life Insurance Cash Value
Life Insurance Cash Value
Life Insurance Cash Value
Life Insurance Cash Value
Interest Saved by HELOC Interest Saved on other loans Total Interest Saved














    MaleFemale


    TobaccoNon-Tobacco



    List Any Medications being taken: